Fremont Bank provides insurance agents and brokers easy access to premium financing products. We provide automated web based quoting that allows flexibility on terms, rates, and amounts financed.

Many commercial clients prefer the ease and convenience of financing their insurance premiums. This allows the client to minimize their down payment allowing premium payments to come from normal monthly cash flow. Offering premium financing provides agents the ability to sell the policy and retain the client.

• Requirements: Client purchases a valid commercial policy that qualifies for financing.
• Types of policies that qualify: Most commercial policies.
• Payment structure: Typically 20% down with monthly installments.
• Flexible options: Monthly payment plans from 9 to 12 installments, including lower down payment options.

Benefits to the Client

• Premium is paid in monthly installments after the initial down payment.
• Preservation of capital. Clients control their cash flow, amortizing payments over the term while avoiding cash depletion.
• Affordability. Competitive premium financing rates.
• Flexibility. Customized financing plans are tailored to meet the client's individual needs.

Benefits to the Agent/Broker

• Commission collected upfront.
• Renewal/new business enhancement.
• Reduced administration.

Approved agents can start quoting today.

To become an approved agent call or for further information please contact us at:

Email: premiumfinancing@fremontbank.com
Call: (888) 838-8975