1 Promotion period begins on 06/01/10 and ends 09/30/10. Entries will not be carried over into subsequent promotion period drawings. Signature-based transactions include purchases made without using a Personal Identification Number (PIN). Non PIN transactions include purchases you sign for, internet purchases, phone or mail order purchases, bill payments or small dollar purchases you are not required to sign for made with your Fremont Bank personal account Visa® Check Card, which is processed or submitted through the Visa® U.S.A. Inc. payment system. Purchases authorized with your PIN or initiated through identification technology that substitutes for a PIN, and ATM transactions are not eligible. Limit one prize per household and/or address. The $500 will be credited directly into the personal checking account linked to the Fremont Bank Visa® Check Card that performed the signature-based transaction; non purchase entry winner will receive a $500 Visa® Gift Card. Credit will appear in the account no later than 11/01/10.

2 Non-purchase entries and purchase entries have an equal chance of winning. To enter without purchase hand-print your name, address, city, state, ZIP code and phone number on a piece of paper and mail your entry to ATTN: Marketing Department – Summertime Sweepstakes, 39150 Fremont Boulevard, Box 5101, Fremont, CA, 94537-9989. Non-purchase entries must be postmarked by September 30th, 2010 and received by October 7th, 2010 in order to be eligible. Only one entry per postmarked envelope will be accepted. No mechanical reproductions permitted. Entries become the property of Fremont Bank and will not be returned. See Official Rules for more details.

Promotion Code: 67118-0610