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CREATE
A BUDGET
Make a list of your monthly expenses, (rent, utilities, car,
insurance, groceries, etc.). Total these expenses and subtract
them from your monthly income. Anything extra can go into a
savings account for emergencies. |
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SIGN
UP FOR ONLINE BANKING
Check your accounts whenever you want. You can view pending
transactions and transfer money between your accounts from any
computer. |
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BALANCE
YOUR CHECKBOOK
By keeping track of your balance and transactions, you will
be less likely to overdraw your account. Be sure to include
all ATM, debit card transactions and automatic payments. |
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SIGN
UP FOR ONLINE BILLPAY
Set up online payments to anyone you would pay with a check.
Online BillPay gives you more control and lets you pay when
you want and how much you want. |
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LIMIT
EMERGENCY ATM WITHDRAWALS
On
the rare occasion that you need to overdraw your
account you can limit the number of overdraft
charges by making only one ATM withdrawal and
paying for expenses in cash. |
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SIGN
UP FOR ACCOUNT LINKED OVERDRAFT PROTECTION
Link your checking account to an
overdraft line of credit or another account you have
with us, such as a savings account. These are usually
less expensive alternatives. |
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USE
DIRECT DEPOSIT FOR YOUR PAYCHECK
You will have access to your paycheck immediately. |
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Questions? Call 800-359-BANK |